Income Inequality in India: The Top 1% Now Owns 40% of the Wealth

India's income inequality has reached levels not seen since the colonial era — the top 1% holds 40% of national wealth while the bottom 50% holds just 13%. An examination of the structural drivers behind India's Gini coefficient trajectory.

Read Story →94% Evidence3 Sources15 min read
T
The Breakdown Editorial
26 July 2026

Key Takeaways

India's income inequality has reached levels not seen since the colonial era — the top 1% holds 40% of national wealth while the bottom 50% holds just 13%. An examination of the structural drivers behind India's Gini coefficient trajectory.

  • Top 1% owns 40.1% of national wealth, among the highest globally
  • Bottom 50% share declined from 20% to 13% over two decades
  • Gini coefficient rose from 0.38 (2005) to 0.47 (2025) for income
  • Corporate tax cuts and regressive GST structure worsened inequality
  • Rural-urban income gap widened to 2.8x in 2025 from 2.1x in 2015

Evidence

Poverty reduction in India has lifted 415 million people out of poverty since 2005.

Verified90%
Primary Sources: 1Evidence: 1 items
Supporting Evidence
  • UN and World Bank data confirm that India achieved the MDG target of halving poverty ahead of schedule. However, the poverty line threshold ($2.15/day 2017 PPP) masks the precarious economic status of those just above it.
Sources
View Sources →

India's direct tax-to-GDP ratio is among the highest in emerging economies, indicating progressive taxation.

Strong84%
Primary Sources: 1Evidence: 1 items
Supporting Evidence
  • While direct tax-to-GDP ratio at 6.3% is respectable, the effective tax incidence on the wealthy is low due to exemptions, capital gains preference, and corporate tax cuts. Only 2% of Indians pay income tax.
View Sources →

Wealth inequality in India is now higher than during the British colonial period.

Verified87%
Primary Sources: 1Evidence: 1 items
Supporting Evidence
  • World Inequality Lab data shows the top 1% wealth share at 40.1% (2024), surpassing the estimated 37% during the British Raj (1930s). India's current inequality level is among the highest in Asia.
View Sources →

Key Numbers

40.1%Top 1% Wealth ShareWorld Inequality Lab 2025
13%Bottom 50% Wealth ShareWorld Inequality Lab 2025
0.47Income Gini Coefficient (2025)SBI Economic Research
1:2.8Rural-Urban Income RatioNSSO 2024-25
185Number of Billionaires (2026)Forbes India

Timeline

2006
2008
2010
2012
2014
2016
2018
2020
2022
2024
2026

Top 1% Wealth Share Over Time (%)

010203040200020052010201520202025

Drag to select a range to zoom in

Income Share by Decile (2025)

014.2528.542.7557Top 10%Top 1%Middle 40%Bottom 50%

Frequently Asked Questions

Sources

Related Stories

Related Entities

T

The Breakdown Editorial