PM Fasal Bima Yojana: The Claims That Never Reached Farmers
Investigation into delayed and unpaid crop insurance claims across six states.
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The Breakdown Editorial
5 June 2026Key Takeaways
Investigation into delayed and unpaid crop insurance claims across six states.
- Over 40% of claims delayed beyond 60 days in 4 states
- Farmers in Maharashtra and Karnataka worst affected
- Claims settlement ratio declined from 85% to 63% in 3 years
Evidence
Insurance companies are deliberately delaying claim settlements to earn interest.
Moderate60%Primary Sources: 1Evidence: 1 items
Supporting Evidence
- ▶While delays are documented, intent cannot be verified without regulatory investigation.
Sources
View Sources →Report1
States are not contributing their share of premium on time.
Verified85%Primary Sources: 1Evidence: 1 items
Supporting Evidence
- ▶4 states have pending premium contributions exceeding ₹2,000 crore.
Sources
View Sources →Report1
Key Numbers
42%Claims Pending Beyond 60 DaysState Govt Data
1.2 croreFarmers AffectedCAG Report 2024
₹29,000 croreTotal Premium CollectedAnnual Report
₹13,400 croreClaims Actually PaidAnnual Report
Timeline
Claims Settlement Ratio by State (2025-26)
Claims Settlement Trend
Frequently Asked Questions
Sources
Government
Related Stories
Related Entities
Organization
Ministry of Agriculture and Farmers Welfare
Nodal ministry of Government of India responsible for agriculture policy, crop insurance, farmer welfare, and food security.
Comptroller and Auditor General of India
Supreme audit institution of India, responsible for auditing the accounts of the Union and State governments.
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